In August 2026 alone, banks repossessed 5,794 homes from borrowers — a 42 % year‑on‑year increase.

Over 40,000 properties have been subject to bank enforcement actions due to payment delinquencies. Meanwhile, mortgage rates have surged from 2.65 % in January 2021 to nearly 7.60 % today.

In the first half of 2026, the number of homes actually seized by banks rose by 33 %, while the number of new foreclosure cases increased by 7 %.

Although the current situation has not yet reached the scale of the 2008 crisis, a further rise in mortgage rates could significantly worsen the plight of many American families.

Mortgage rates in the US have climbed to 7.49 %, hitting the highest level in nearly three years, Bloomberg reports.

Home purchase applications have fallen by 2.1 % to their lowest level in over a year, while refinancing requests have dropped by 7.5 %.

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